@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream1.woff2') format('woff2');
  font-weight: 100;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream2.woff2') format('woff2');
  font-weight: 200;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream3.woff2') format('woff2');
  font-weight: 300;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream4.woff2') format('woff2');
  font-weight: 400;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream5.woff2') format('woff2');
  font-weight: 500;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream6.woff2') format('woff2');
  font-weight: 600;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream7.woff2') format('woff2');
  font-weight: 700;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream8.woff2') format('woff2');
  font-weight: 800;
  font-display: swap;
}
@font-face {
  font-family: 'SCDream';
  src: url('fonts/SCDream9.woff2') format('woff2');
  font-weight: 900;
  font-display: swap;
}

:root {
  --primary: #175fe8;
  --primary-hover: #124ec4;
  --primary-dark: #0e3b96;
  --primary-darker: #081e4a;
  --primary-light: #2b75ff;
  --primary-subtle: #f0f5ff;
  --accent: #175fe8;
  --accent-cyan: #38bdf8;
  --accent-hover: #124ec4;
  --accent-subtle: #e8f1ff;
  --ink: #0f172a;
  --ink-secondary: #1e293b;
  --muted: #475569;
  --muted-light: #94a3b8;
  --line: #e2e8f0;
  --line-dark: rgba(255, 255, 255, 0.14);
  --paper: #f8fafd;
  --white: #ffffff;
  --footer-bg: #081e4a;
  --shadow-sm: 0 4px 16px rgba(23, 95, 232, 0.06);
  --shadow-md: 0 14px 40px rgba(23, 95, 232, 0.12);
  --shadow-btn: 0 8px 24px rgba(23, 95, 232, 0.35);
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --radius-pill: 9999px;
  --max-width: 1180px;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: 'SCDream', -apple-system, BlinkMacSystemFont, 'Pretendard', 'Apple SD Gothic Neo', 'Malgun Gothic', sans-serif;
  color: var(--ink);
  background-color: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

button, input, select {
  font: inherit;
}

button {
  cursor: pointer;
  border: none;
  background: none;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

/* Accessibility */
.skip-link {
  position: fixed;
  top: 12px;
  left: 16px;
  z-index: 9999;
  padding: 10px 18px;
  background: var(--primary);
  color: var(--white);
  font-weight: 800;
  font-size: 15px;
  border-radius: var(--radius-sm);
  transform: translateY(-160%);
  transition: transform 0.2s ease;
}
.skip-link:focus {
  transform: translateY(0);
}

:focus-visible {
  outline: 3px solid var(--primary);
  outline-offset: 3px;
}

/* Shell & Layout */
.shell {
  width: min(var(--max-width), calc(100% - 48px));
  margin-inline: auto;
}

.text-center {
  text-align: center;
}

/* Topbar */
.topbar {
  background: #175fe8;
  color: rgba(255, 255, 255, 0.85);
  font-size: 12px;
  font-weight: 500;
  border-bottom: 1px solid var(--line-dark);
  height: 38px;
}
.topbar .shell {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.topbar-info {
  display: flex;
  gap: 24px;
  align-items: center;
}
.topbar-info span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.topbar-info span b {
  color: var(--accent-cyan);
  font-weight: 700;
}
.topbar-info span:nth-child(1) b {
  color: #ffffff;
}
.topbar-info span:nth-child(2) b {
  color: #ff3b3b;
}
.topbar-info span:nth-child(3) b {
  color: #f9ff00;
}
.topbar-tag {
  color: #ffffff;
  font-weight: 600;
  letter-spacing: 0.05em;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  color: var(--ink);
  height: 80px;
  display: flex;
  align-items: center;
  transition: background 0.3s ease;
}
.site-header .shell {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  grid-column: 2;
  justify-self: center;
}
.mobile-only {
  display: none;
}
.brand img {
  width: 177px;
  height: 43px;
  object-fit: contain;
}
.brand-text {
  grid-column: 2;
  justify-self: center;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  height: 44px;
  padding: 0 22px;
  border-radius: var(--radius-pill);
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  box-shadow: 0 4px 16px rgba(23, 95, 232, 0.35);
  font-size: 18px;
  font-weight: 800;
  color: #ffffff;
}

/* Nav Menu */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-link {
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-secondary);
  transition: color 0.2s ease;
}
.nav-link:hover {
  color: var(--primary);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  grid-column: 3;
  justify-self: end;
}
.header-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 46px;
  padding: 0 24px;
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  color: var(--white);
  font-size: 14px;
  font-weight: 800;
  border-radius: var(--radius-pill);
  box-shadow: 0 4px 16px rgba(23, 95, 232, 0.35);
  transition: all 0.2s ease;
}
.header-btn:hover {
  background: var(--paper);
  color: var(--primary);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(255, 255, 255, 0.25);
}

/* Sections */
.section {
  padding: 100px 0;
}
.section.alt {
  background: var(--paper);
}
.section.dark {
  background: var(--primary-dark);
  color: var(--white);
}

.eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 12px;
}
.eyebrow.cyan {
  color: var(--accent-cyan);
}
.eyebrow.dark {
  color: var(--primary);
}

.section-heading {
  font-size: clamp(27px, 4vw, 42px);
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: -0.035em;
  margin-bottom: 20px;
  color: var(--ink);
}
.section.dark .section-heading {
  color: var(--white);
}
.section-heading span.hl {
  color: var(--primary);
}
.section.dark .section-heading span.hl {
  color: var(--accent-cyan);
}
.section-sub {
  font-size: 16px;
  color: var(--muted);
  line-height: 1.7;
  max-width: 680px;
}
.section.dark .section-sub {
  color: rgba(255, 255, 255, 0.82);
}

/* Buttons */
.btn-primary-blue, .btn-gold {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 56px;
  padding: 0 32px;
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  color: var(--white);
  font-size: 16px;
  font-weight: 800;
  letter-spacing: -0.02em;
  border-radius: var(--radius-pill);
  box-shadow: var(--shadow-btn);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}
.btn-primary-blue:hover, .btn-gold:hover {
  filter: brightness(1.08);
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(23, 95, 232, 0.45);
}
.btn-primary-blue:active, .btn-gold:active {
  transform: translateY(0);
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 56px;
  padding: 0 30px;
  background: var(--white);
  border: 1.5px solid var(--line);
  color: var(--ink);
  font-size: 16px;
  font-weight: 700;
  border-radius: var(--radius-pill);
  transition: all 0.2s ease;
}
.btn-outline:hover {
  background: var(--primary-subtle);
  border-color: var(--primary);
}

/* =========================================================
   HERO SECTION (Vibrant Blue & Dark Navy Theme)
   ========================================================= */
.hero {
  position: relative;
  background: var(--white);
  color: var(--ink);
  padding: 80px 0 110px;
  overflow: hidden;
}
.hero-visual-card-centered {
  max-width: 420px;
  margin: 90px auto 0;
  text-align: left;
}
.hero-heading .eyebrow {
  letter-spacing: 0;
  text-decoration: underline;
  text-decoration-color: var(--muted-light);
}
.hero-heading {
  text-align: center;
  margin-bottom: 48px;
}
.hero-heading .hero-actions {
  justify-content: center;
  margin-top: 100px;
}
.hero-heading .hero-actions .btn-gold,
.hero-heading .hero-actions .btn-outline {
  font-weight: 500;
}
.hero-content h1,
.hero-heading h1 {
  font-size: 85px;
  font-weight: 800;
  line-height: 1.18;
  letter-spacing: -0.04em;
  margin-bottom: 24px;
}
.hero-content h1 span.hl,
.hero-heading h1 span.hl {
  color: var(--primary);
}
.hero-lead {
  text-decoration: underline;
  text-decoration-color: var(--muted-light);
  font-size: 17px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 34px;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 48px;
}

/* Hero Stat Highlights */
.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding-top: 32px;
}
.hero-stat-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 18px 16px;
}
.hero-stat-card strong {
  display: block;
  font-size: 24px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
}
.hero-stat-card span {
  font-size: 12px;
  color: var(--muted);
}

/* Hero Showcase Card */
.hero-visual-card {
  position: relative;
  background: var(--white);
  color: var(--ink);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.25);
  border-top: 4px solid var(--primary);
}
.visual-card-badge {
  display: inline-block;
  padding: 4px 12px;
  background: var(--primary-subtle);
  color: var(--primary);
  font-size: 12px;
  font-weight: 700;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}
.visual-card-title {
  font-size: 20px;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 12px;
  line-height: 1.35;
}
.visual-card-desc {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 22px;
}
.visual-card-mock {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 16px;
  margin-bottom: 20px;
}
.visual-mock-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  padding: 6px 0;
  border-bottom: 1px dashed var(--line);
}
.visual-mock-row:last-child {
  border-bottom: none;
}
.visual-mock-row strong {
  font-weight: 700;
  color: var(--primary-dark);
}
.visual-mock-row:nth-child(1) strong,
.visual-mock-row:nth-child(2) strong {
  font-weight: 400;
}

/* =========================================================
   ELIGIBILITY SECTION (혹시 나도 해당될까?)
   ========================================================= */
.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 48px;
}
.eligibility-card {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  padding: 40px 34px;
  box-shadow: var(--shadow-sm);
  position: relative;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.eligibility-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}
.eligibility-card .card-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  color: var(--white);
  font-size: 20px;
  font-weight: 800;
  margin-bottom: 24px;
  box-shadow: 0 4px 14px rgba(23, 95, 232, 0.3);
}
.eligibility-card h3 {
  font-size: 19px;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 14px;
  line-height: 1.35;
}
.eligibility-card p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.7;
}

.eligibility-notice {
  margin-top: 36px;
  background: var(--primary-subtle);
  border: 1px solid #d0e1fd;
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  font-size: 14px;
  font-weight: 600;
  color: var(--primary-dark);
  display: flex;
  align-items: center;
  gap: 12px;
}

/* =========================================================
   ANALYSIS / SOLUTION SECTION (최적의 제도)
   ========================================================= */
.solution-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 50px;
}
.solution-card {
  background: var(--paper);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  padding: 38px 28px;
  transition: all 0.25s ease;
}
.solution-card:hover {
  background: var(--white);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}
.solution-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: var(--primary-subtle);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 800;
  margin-bottom: 22px;
  border: 1px solid #dbe8fc;
}
.solution-card h3 {
  font-size: 20px;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 12px;
}
.solution-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.7;
}

/* =========================================================
   REVIEWS / CASE STUDIES (실제 이용후기)
   ========================================================= */
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 52px;
}
.review-card {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid var(--line-dark);
  border-radius: var(--radius-md);
  padding: 36px 32px;
  position: relative;
  transition: transform 0.2s ease, background 0.2s ease;
}
.review-card:hover {
  transform: translateY(-3px);
  background: rgba(255, 255, 255, 0.12);
}
.review-quote-mark {
  color: var(--accent-cyan);
  font-size: 48px;
  line-height: 1;
  font-family: Georgia, serif;
  margin-bottom: 12px;
}
.review-card h4 {
  font-size: 18px;
  font-weight: 800;
  color: #d5f2ff;
  margin-bottom: 14px;
  line-height: 1.4;
}
.review-card blockquote {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.88);
  line-height: 1.8;
  margin-bottom: 24px;
}
.review-author {
  display: flex;
  align-items: center;
  gap: 14px;
  border-top: 1px solid var(--line-dark);
  padding-top: 18px;
}
.author-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 15px;
}
.author-info strong {
  display: block;
  font-size: 14px;
  color: var(--white);
}
.author-info span {
  font-size: 12px;
  color: var(--accent-cyan);
}

/* =========================================================
   PROCESS ROADMAP (조회 진행 4단계)
   ========================================================= */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 50px;
}
.process-item {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  padding: 32px 22px;
  position: relative;
  transition: all 0.25s ease;
}
.process-item:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}
.process-num {
  font-size: 32px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 16px;
}
.process-item h3 {
  font-size: 18px;
  font-weight: 500;
  color: var(--primary-dark);
  margin-bottom: 8px;
}
.process-item p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
}

/* =========================================================
   CONSULTATION / APPLY SECTION (Dynamic CRM Form)
   ========================================================= */
.apply-section {
  background: var(--paper);
  border-top: 1px solid var(--line);
}
.apply-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 64px;
  align-items: start;
}
.apply-info {
  padding-top: 16px;
}
.apply-info .section-heading {
  margin-bottom: 16px;
}
.apply-features {
  display: grid;
  gap: 16px;
  margin: 32px 0 36px;
}
.apply-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 6px;
}.apply-feature-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
  flex-shrink: 0;
  margin-top: 2px;
}
.apply-feature-text strong {
  display: block;
  font-size: 15px;
  color: var(--primary-dark);
  font-weight: 700;
}
.apply-feature-text span {
  font-size: 13px;
  color: var(--muted);
}

.apply-card {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-top: 4px solid var(--primary);
  border-radius: var(--radius-md);
  padding: 40px 34px;
  box-shadow: var(--shadow-md);
}
.apply-card-head {
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--line);
  text-align: center;
}
.apply-card-head small {
  font-size: 11px;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.apply-card-head h3 {
  font-size: 22px;
  font-weight: 800;
  color: var(--primary-dark);
  margin-top: 4px;
}/* =========================================================
   CONSULTATION MODAL (For CTA Header / Hero triggers)
   ========================================================= */
.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: rgba(8, 30, 74, 0.75);
  backdrop-filter: blur(5px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}
.modal-overlay.is-active {
  opacity: 1;
  visibility: visible;
}
.modal-container {
  position: relative;
  background: var(--white);
  width: 100%;
  max-width: 500px;
  border-radius: var(--radius-md);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.3);
  overflow: hidden;
  max-height: 90vh;
  display: flex;
  flex-direction: column;
  transform: translateY(20px) scale(0.98);
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}
.modal-overlay.is-active .modal-container {
  transform: translateY(0) scale(1);
}
.modal-header {
  padding: 18px 24px 14px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--line);
  background: #175fe8;
  color: #ffffff;
}
.modal-header-title {
  font-size: 16px;
  font-weight: 500;
  color: #ffffff;
}
.modal-header-title span {
  color: #d5f2ff;
}
.modal-close-btn {
  font-size: 26px;
  line-height: 1;
  color: #ffffff;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: background 0.15s ease;
}
.modal-close-btn:hover {
  background: rgba(255, 255, 255, 0.18);
  color: #ffffff;
}
.modal-body {
  padding: 26px 24px;
  overflow-y: auto;
  flex: 1;
}

/* =========================================================
   FOOTER (#081e4a Dark Blue & Legal)
   ========================================================= */
.site-footer {
  background: var(--footer-bg);
  color: rgba(255, 255, 255, 0.85);
  padding: 68px 0 36px;
  border-top: 1px solid var(--line-dark);
}
.footer-top {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
  padding-bottom: 40px;
  border-bottom: 1px solid var(--line-dark);
  margin-bottom: 34px;
}
.footer-brand h4 {
  font-size: 22px;
  font-weight: 800;
  color: var(--white);
}
.footer-brand p {
  font-size: 13px;
  color: var(--accent-cyan);
  margin-top: 4px;
}
.footer-disclaimer {
  font-size: 13px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 24px;
  word-break: keep-all;
}
.footer-info {
  font-size: 13px;
  line-height: 1.85;
  color: rgba(255, 255, 255, 0.8);
}
.footer-info strong {
  color: var(--white);
  font-weight: 600;
}
.footer-bottom {
  margin-top: 30px;
  padding-top: 24px;
  border-top: 1px solid var(--line-dark);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
}

/* =========================================================
   HERO NOTE
   ========================================================= */
.hero-note {
  font-size: 13px;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 auto 40px;
  white-space: nowrap;
  text-align: center;
}

/* =========================================================
   TICK CHECKLIST GRID (이런 사업자라면 / 사전확인 필요)
   ========================================================= */
.tick-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 30px;
  margin-top: 44px;
  list-style: none;
}
.down-arrow {
  display: inline-block;
  color: var(--primary);
  animation: bounceDown 1.4s ease-in-out infinite;
}
@keyframes bounceDown {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(10px);
  }
}
.tick-grid li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 17px;
  font-weight: 500;
  letter-spacing: -0.03em;
  color: var(--ink-secondary);
  line-height: 1.6;
}
.tick-grid li::before {
  content: '✓';
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-size: 12px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}

.section-footnote {
  margin-top: 32px;
  font-size: 14px;
  line-height: 1.7;
  color: var(--muted);
}
.section-footnote a {
  color: var(--primary);
  font-weight: 700;
  text-decoration: underline;
}

/* =========================================================
   POLICY FUNDING PRODUCT CARDS (주요 정책자금 상품)
   ========================================================= */
.product-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 50px;
}
.product-card {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  padding: 34px 30px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.product-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}
.product-card-head {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 16px;
}
.product-num {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, #2b75ff 0%, #175fe8 100%);
  color: var(--white);
  font-size: 17px;
  font-weight: 800;
}
.product-card-head h3 {
  font-size: 23px;
  font-weight: 800;
  color: var(--primary-dark);
  line-height: 1.3;
}
.product-tag {
  font-size: 13px;
  color: var(--primary);
  font-weight: 700;
  margin-top: 4px;
}
.product-card:nth-child(1) .product-tag,
.product-card:nth-child(2) .product-tag,
.product-card:nth-child(3) .product-tag,
.product-card:nth-child(4) .product-tag,
.product-card:nth-child(5) .product-tag,
.product-card:nth-child(6) .product-tag {
  font-weight: 400;
}
.product-card:nth-child(1) .product-desc,
.product-card:nth-child(2) .product-desc,
.product-card:nth-child(3) .product-desc,
.product-card:nth-child(4) .product-desc,
.product-card:nth-child(5) .product-desc,
.product-card:nth-child(6) .product-desc {
  font-size: 15px;
}
.product-desc {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 20px;
}
.product-meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 18px 20px;
  margin-bottom: 16px;
}
.product-meta > div:only-child {
  grid-column: 1 / -1;
}
.product-list > .product-card:last-child {
  grid-column: 1 / -1;
  max-width: calc(50% - 14px);
  margin-inline: auto;
}
.product-meta h4 {
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--primary-dark);
  margin-bottom: 8px;
}
.mini-tick {
  list-style: none;
}
.mini-tick li {
  position: relative;
  padding-left: 14px;
  font-size: 13px;
  color: var(--muted);
  line-height: 1.6;
}
.product-card:nth-child(1) .mini-tick li,
.product-card:nth-child(2) .mini-tick li,
.product-card:nth-child(3) .mini-tick li,
.product-card:nth-child(4) .mini-tick li,
.product-card:nth-child(5) .mini-tick li,
.product-card:nth-child(6) .mini-tick li {
  font-size: 15px;
}
.mini-tick li + li {
  margin-top: 4px;
}
.mini-tick li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 9px;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--primary);
}
.product-recommend {
  padding-top: 14px;
  border-top: 1px dashed var(--line);
}
.product-recommend > span {
  display: block;
  font-size: 12px;
  font-weight: 500;
  color: var(--muted-light);
  letter-spacing: 0.04em;
  margin-bottom: 8px;
}
.product-recommend blockquote {
  font-size: 15px;
  font-weight: 700;
  color: var(--primary-dark);
  line-height: 1.6;
}
.product-recommend .mini-tick {
  margin-top: 2px;
}
.product-note {
  margin-top: 16px;
  font-size: 12.5px;
  color: var(--muted-light);
  line-height: 1.6;
}

/* =========================================================
   SCALE GRID (소상공인만 가능한 것은 아닙니다)
   ========================================================= */
.scale-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.scale-card {
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  padding: 28px 22px;
  text-align: center;
  transition: all 0.25s ease;
}
.scale-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}
.scale-card h4 {
  font-size: 17px;
  font-weight: 800;
  color: var(--primary-dark);
  margin-bottom: 8px;
}
.scale-card p {
  font-size: 13px;
  color: var(--muted);
}

/* =========================================================
   FLOW CHAIN (정책자금은 무조건 승인이 아닙니다)
   ========================================================= */
.flow-chain {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 44px;
}
.flow-chain span:not(.flow-arrow) {
  display: inline-flex;
  align-items: center;
  height: 42px;
  padding: 0 18px;
  background: var(--primary-subtle);
  border: 1px solid #d0e1fd;
  border-radius: var(--radius-pill);
  color: var(--primary-dark);
  font-size: 14px;
  font-weight: 700;
}
.flow-arrow {
  color: var(--muted-light);
  font-size: 16px;
  font-weight: 700;
}

/* =========================================================
   NUMBERED APPLY FEATURES (1분 정책자금 가능성 확인)
   ========================================================= */
.apply-features.numbered {
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 20px;
}
.apply-grid-single {
  grid-template-columns: 1fr;
  max-width: 560px;
  margin-inline: auto;
}
.apply-features.numbered .apply-feature-item {
  align-items: center;
}
.apply-features.numbered .apply-feature-icon {
  border-radius: var(--radius-sm);
  font-size: 12px;
}
.apply-features.numbered .apply-feature-text strong {
  font-size: 14px;
}

.footer-tagline {
  font-size: 15px;
  font-weight: 600;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.9);
  margin-bottom: 20px;
}

/* =========================================================
   RESPONSIVE BREAKPOINTS
   ========================================================= */
@media (max-width: 1024px) {
  body {
    word-break: keep-all;
  }
  .hero-heading .eyebrow {
    font-size: 21px;
  }
  .hero-content h1,
  .hero-heading h1 {
    font-size: 190px;
  }
  #apply .section-heading {
    font-size: 120px !important;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 48px;
  }
  .solution-grid {
    grid-template-columns: 1fr 1fr;
  }
  .process-grid {
    grid-template-columns: 1fr 1fr;
  }
  .apply-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .product-list {
    grid-template-columns: 1fr;
  }
  .product-list > .product-card:last-child {
    max-width: none;
  }
  .scale-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  body {
    word-break: keep-all;
  }
  .eyebrow {
    font-size: 11px;
  }
  .down-arrow {
    display: none;
  }
  #process .section-sub {
    text-decoration: underline;
    text-decoration-color: var(--muted-light);
  }
  .process-item h3 {
    font-weight: 600;
  }
  .apply-card-head small {
    white-space: nowrap;
    font-size: 10px;
  }
  .apply-card-head h3 {
    font-size: 26px !important;
    white-space: nowrap;
  }
  .footer-top > div:last-child {
    text-align: left !important;
  }.institution-logos-mobile {
    display: block !important;
  }
  .institution-logos-row {
    width: 100%;
    height: 32px;
    margin: 0 auto 6px;
    background-image: url('정책자금하단.jpg');
    background-repeat: no-repeat;
  }
  .institution-logos-row:nth-child(1) {
    background-size: 183.4% 100%;
  }
  .institution-logos-row:nth-child(2) {
    background-size: 219.9% 100%;
  }
  .modal-h3-text {
    font-size: 22px !important;
    white-space: nowrap;
  }
  .modal-sub-text {
    font-size: 11px !important;
    white-space: nowrap;
  }
  .tick-grid li:not(:last-child) {
    padding-bottom: 12px;
    border-bottom: 1px dashed var(--line);
  }
  .mobile-only {
    display: inline;
  }
  .desktop-only {
    display: none !important;
  }
  .brand img {max-width:138px !important}
  #apply .section-heading {
    font-size: 34px !important;
  }
  .topbar {
    height: auto;
    padding: 8px 0;
  }
  .topbar .shell {
    flex-direction: column;
    gap: 6px;
    height: auto;
  }
  .topbar-info {
    flex-direction: column;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    width: 100%;
  }
  .topbar-info span {
    position: relative;
    width: 100%;
    justify-content: center;
  }
  .topbar-info span:not(:last-child) {
    padding-bottom: 6px;
  }
  .topbar-info span:not(:last-child)::after {
    content: '';
    position: absolute;
    left: 50%;
    bottom: 0;
    width: 100vw;
    transform: translateX(-50%);
    border-bottom: 1px dashed rgba(255, 255, 255, 0.5);
  }
  .topbar-tag {
    display: none;
  }
  .site-header {
    height: auto;
    padding: 14px 0;
    position: static;
  }
  .brand-text {
    margin-top: 30px;
  }
  .nav-menu {
    display: none;
  }
  .section {
    padding: 70px 0;
  }
  .hero {
    padding: 40px 0 70px;
  }
  .hero-content h1,
  .hero-heading h1 {
    font-size: 34px;
  }
  .hero-lead {
    font-size: 14px;
  }
  .hero-heading .hero-actions {
    margin-top: 60px;
  }
  .hero-visual-card-centered {
    margin-top: 50px;
  }
  .hero-stats-row {
    grid-template-columns: 1fr;
    gap: 10px;
  }
  .eligibility-grid {
    grid-template-columns: 1fr;
  }
  .solution-grid {
    grid-template-columns: 1fr;
  }
  .reviews-grid {
    grid-template-columns: 1fr;
  }
  .process-grid {
    grid-template-columns: 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }
  .hero-note {
    margin-top: 0;
    margin-bottom: 32px;
    white-space: normal;
  }
  .tick-grid {
    grid-template-columns: 1fr;
  }
  .product-meta {
    grid-template-columns: 1fr;
  }
  .scale-grid {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }
  .apply-features.numbered {
    grid-template-columns: 1fr;
  }
  .flow-chain {
    justify-content: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ===== CRM 폼 필드 간격 확대 ===== */
.crm-form-wrap .crm-tbl{border-spacing:0 26px!important}
.crm-form-wrap .crm-label{margin-bottom:10px!important}
.crm-form-wrap .crm-agree-row{margin-top:6px!important}
.crm-form-wrap .crm-sub{margin-top:26px!important}